Overview
This guide provides example of clear and well-crafted footers on borrower statements, investor statements, quotes sheets and the offering terms to help set expectations, clarify terms, and protect lenders from misunderstandings or disputes. In General, these footers serve as important legal and informational disclaimers, ensuring transparency while reinforcing key terms of the lending relationship.
These are samples, and they are intended to inform and guide you in drafting effective footers for their borrower statements, investor statements, quotes, and offering terms. They provide a starting point for clear and professional communication, helping to set expectations, clarify terms, and ensure transparency.
You should consult legal counsel to ensure compliance with applicable regulations and contractual obligations.
Term Sheet Footer
Sample 1
By accepting this quote, I confirm that I have reviewed and agree to all the outlined terms. In addition, I agree to cover the cost of any inspections, appraisals, or feasibility studies required prior to closing.
I further acknowledge that if any appraisal or feasibility study reveals property values or construction costs that differ from those I originally presented, Quantum Lending Solutions (the Lender) will rely on those findings. As a result, the offered loan amount may be reduced, and I may need to contribute additional capital at closing.
By executing this term sheet, I affirm my ability and willingness to provide any extra funds necessary to ensure the loan closes on schedule.
Sample 2
Please note that the terms and projections outlined in this Term Sheet are estimates only. They may differ significantly from the final pricing and conditions determined after the Lender completes its full loan approval and underwriting process. Accordingly, this Term Sheet is provided solely as an informational guide and should not be relied upon as a binding commitment.
Investor Statement Footer
Nothing in this Investor Statement shall be construed as a waiver of any defaults, past or present, by the lender. All rights of the lender are fully reserved. The sums, dates, and figures provided herein are for informational purposes only and do not constitute a binding commitment; each must be independently verified at the time of payment. These values are subject to final confirmation and may change due to factors such as protective advances, additional fees, or other circumstances. The lender reserves the right to adjust or correct these amounts in the event of any mathematical, typographical, or clerical errors.
Borrower Statement Footer
Sample 1
Nothing in this statement shall be construed as a waiver of any defaults, whether past or future. All rights of the Lender are expressly reserved. The sums, dates, and figures provided herein are for reference only and shall not be deemed a binding estoppel against the Lender; each must be verified at the time of payment. These figures are subject to final confirmation and may be adjusted based on various factors, including—but not limited to—protective advances or additional fees. The Lender reserves the right to modify or correct these amounts in the event of any mathematical, typographical, or clerical errors.
Sample 2
This statement is for informational purposes only and reflects your loan details as of the statement date. It does not constitute a demand for payment or a modification of your loan terms. All amounts, including outstanding balances, accrued interest, and fees, are subject to final verification and may change due to payments, adjustments, or other applicable charges.
If you have any questions or believe there is an error in your statement, please contact us immediately. Late or missed payments may result in additional fees and impact your loan status. Please refer to your loan agreement for full terms and conditions.
Offering Terms of Agreement
Sample 1
By accepting this investment, you confirm your participation in the loan through a "Fractional Participation Agreement" with Quantum Lending Solutions. This agreement is part of the Specialized Lending Trust managed by Quantum Lending Solutions and its subsidiaries, which are responsible for originating, securing, and servicing real estate investor loans—including the one you are joining.
Upon your commitment to fund your loan participation, we will verify that your account contains sufficient capital. If your available cash is less than the amount you wish to invest, please immediately transfer the required funds via ACH or wire transfer. Any shortfall will be reflected in the Total Cash amount on your dashboard within the portal.
Sample 2
Read Before Investing
By clicking “Invest,” you agree to these terms for your investment through our platform.
Opportunity & Amount:
You confirm that you have reviewed the real estate loan details. Your funds will support these investments, subject to any specified limits.
Risk & Returns:
Real estate investments involve risks—including potential capital loss—and are generally illiquid. Returns (interest, dividends, etc.) are not guaranteed. You affirm that you have conducted your own due diligence.
Finality & Compliance:
Once confirmed, your investment is final and non-cancellable. You agree to comply with all applicable laws, and your personal data will be managed in accordance with our Privacy Policy.